Know More About All-New “Chat & Pay” Feature Launched By Freecharge

India’s one of the leading digital wallet companies, Freecharge has announced a new feature called “Chat and Pay”. The service lets users pay their friend’s shopping bill and vice versa via the Frecharge app with just a tap. Not just convenient transactions of your friends, but you can also make payment for various services and local merchants like grocery, auto drivers, taxis and more via this app. So, all the users who have been getting benefited from Free recharge service till date, it’s the time to explore this exciting “Chat and Pay” service as well. This concept lets you enjoy cashless service wherever you go.


Why chat?Why chat?

Because, chat is something that comes handy for pretty much most of the smartphone users. Another benefit is – payment can be easily made and really fast. This incredible app service is useful for both shoppers and vendors!

From a merchant’s perspective, this app feature gives them a chance to grab more customers and serve more people. For example, we see a lot of places that do not accept cards and offer their services only through cash payment. It would be really painful for users to carry cash all the time and pay it in order to get services. With Freecharge account, people can just pay through account in a snap. This is much like chatting with friends and then buying things without using cards and net banking. A lot of retailers, local vendors and physical stores are relying on this WhatsApp “chat & pay” feature to interact with their customers.


How merchants can utilize this service to receive payments?Payments

It’s very simple, local vendors, physical stores and merchants have to register this app to accept payments for the service they provide. Freecharge claims that the on-boarding process for vendors is quite simple and hassle-free. The company will not ask for any proof for the transaction details worth Rs 10000 per month, but anything that’s more than this and if a merchant is looking for a bigger cap, then they can extend their wallet limit upto Rs 100000 by submitting their KYC documents.


Option to transfer money to banks

BanksSo whether it’s a user or merchant who is looking to transfer their Freecharge wallet money to their bank accounts, sure thing, this can be done. And the company will not charge for this initial transaction. It might introduce some charges for transferring their Freecharge money to their bank accounts sometime later.


Redefining commerceCommerce

Predicting the future commerce and the adoption of hassle-free payments – chat and pay, Freecharge is quite looking to build their payment system for new digital India and give big competition to already existing players such as Paytm, Mobikwik and CitrusPay. The company is also seeking to solve the challenge of merchant acceptance and so introduced this unique, indeed a much useful payment solution. This is not just a means of making transactions and paying for services, but it is a way that endeavor an engaging way of business.


Locate merchants/services

Locate banksThis all-new feature comes with Geo-tagging option as well, which lets customers find a variety of nearby stores and that accept Freecharge payments. So right from finding a store/service to enjoying the service – everything is made effortless with Freecharge’s “Chat and Pay” feature.


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